Budgeting

Schenkbelasting (Gift Tax)

Last updated: July 2026 Reviewed & verified by Galvin Mendonca

Definition

Tax paid when receiving a financial gift from a Dutch donor, subject to annual tax-free limits.

Key Takeaways

  • Schenkbelasting is Dutch gift tax paid by the recipient on gifts from Dutch resident donors.
  • 2026 exemptions: €2,769 general; €6,946 annual parent-to-child; €31,813 one-time (ages 18–40).
  • Tax rates for parent-to-child: 10% (first ~€152,368), 20% (above); lower rates apply to closer family.
  • Recipient must file gift tax return within 3 months if gift exceeds exemptions.

Detailed Explanation

Schenkbelasting (gift tax) is a Dutch tax paid by the recipient when receiving a financial gift from a Dutch resident donor. The tax is progressive, with rates varying based on the relationship between donor and recipient. However, substantial annual tax-free exemptions apply to reduce or eliminate tax for most family gifts.

For 2026, the general annual gift tax exemption is €2,769 per donor (for gifts from anyone). For gifts from parents to children, the annual exemption is approximately €6,946. Additionally, parents can give one-time larger gifts to adult children (aged 18–40) of up to approximately €31,813 tax-free for specific purposes like education or buying a home. Above exemption limits, gift tax rates for parent-to-child gifts are 10% on the first ~€152,368 and 20% above that. If you receive a gift exceeding exemptions, you must file a gift tax return within 3 months.

Real-World Example If Renske's parents gift her €30,000 in 2026 for a house down payment and she's 28 years old, she can use the one-time higher exemption of €31,813, paying €0 gift tax. If her parents give her €10,000 and she's not using the one-time exemption, she subtracts the €6,946 annual exemption, leaving €3,054 taxable at 10% = €305 gift tax owed.

Disclaimer: Definitions and explanations on this glossary page are provided strictly for general educational and informational purposes. They do not constitute formal financial, investment, legal, or tax advice. Financial regulations, caps, and limits change frequently. Always consult a qualified professional before making any financial decisions.
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